Settle up without the awkward reminder
Jafinity suggests who should pay whom, and how much, so that a tangle of small amounts turns into as few payments as possible.
Free · no credit card needed
The shortest path back to zero
Instead of everyone paying everyone, Jafinity proposes the handful of payments that clear the whole group.
Record it either way
Whether you paid or got paid: record the payment in the right direction and currency, and the balance is correct again straight away.
Everyone sees the same state
As soon as a payment is recorded, the balance updates for everyone involved. No more reconciling over chat.
On paper when you need it
Need it in black and white? Export where you stand with one person or a whole group as a PDF, optionally with a letterhead.
Frequently asked questions
Does Jafinity move real money?
No. Jafinity does the maths and keeps the record, but it doesn't transfer funds. You pay as you always do — cash, bank transfer or your payment app — and log it here.
Can we settle only part of an amount?
Yes. Record the amount actually paid; whatever is left stays as an open balance.
How does this work across currencies?
Balances and settlements are kept per currency, so a payment in euros is never quietly offset against an amount in dollars.
Can I undo a recorded payment?
Yes. Whoever recorded it can edit or delete it, and balances are recalculated for everyone immediately.
More features
- Split expensesEqually or by exact amounts — the app works out everyone's share.
- Friends & groupsTrip, flatshare or family — every group with a balance per member.
- Wallets & accountsIncome, spending and balance — kept apart per currency.
- Savings goalsSet a target, pay in, follow the progress as a percentage.
- ReceiptsPhoto or PDF, searchable — attached to the expense itself.
Ready for stress-free money?
Create your free account in seconds and keep money and friendships in balance.
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